With all of our clients, individuals or business, we’re thinking in the long-term and looking at the big picture. This approach is particularly important when it comes to Financial Planning. So we start by getting to know you, your needs, hopes and goals and we use our knowledge, expertise and experience – while following sound business practice – to give you unbiased, professional advice that gives you peace of mind now and in the future.
Our Financial Planning services are tailored to your individual circumstances, values and goals so you get the best out of your future.
Our Strategic Financial Planning advice includes:
- Superannuation & Rollover Strategies
- Managed Investment Funds
- Direct Equities
- Self Managed Superannuation Funds (SMSF’s)
- Redundancy Strategies
- Retirement Planning
- Retirement Income Strategies
- Pension Planning
- Lifestyle Planning
- Insurance Estate Planning
We can put together a Financial Planning package that’s tailored to your needs and includes a face-to-face review of your personal needs and objectives, your risk tolerance and a portfolio strategy for existing investments, investment performance and their appropriateness to your current circumstances. We can also give you valuation reports and ongoing access to planners.
Financial Planners
Sarah Carter
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Sarah Carter is an experienced Financial Adviser having worked in the industry as an adviser for over 20 years. Using her Financial Planning skills, Sarah can provide bespoke, insightful strategic advice in relation to retirement planning, superannuation, wealth creation and investment management. She has been the backbone of the YBM Financial Services team for several years.
Sarah is committed to providing her clients with the highest quality financial advice and takes pride in building long term relationships. She is able to draw on the specialist expertise of the Accountants within YBM to help clients make well-informed decisions about their wealth management.
Sarah has a Bachelor of Economics from University of Sydney and a Diploma in Financial Planning.
In addition to her professional role, Sarah is a passionate musician, a member of the Orange Regional Conservatorium Board and a director of the Doctor Rose Foundation (a charity raising funds to provide ante natal care and medical services to displaced women and families in the Thai/Myanmar boarder region). Sarah is also a wife and mother to four children.
Patrick Duffy
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Patrick Duffy has been involved in the financial sector for over 20 years. Early in his career he worked for renowned institutions of Price Waterhouse Coopers and JP Morgan. During this time, he developed a passion for financial planning, which led to a career change in 2008 where he commenced work as a financial planner. He joined YBM early 2021. Patrick has a Master of Commerce (Financial Planning) , a Bachelor of Business and Diplomas in Financial Planning and in Finance and Mortgage Broking Management.
Patrick takes great pride in assisting clients in achieving their goals, navigating them through their financial lives and providing a highly personalised service. Patrick enjoys working closely with wealth accumulators, pre-retirees and retirees alike.
Patrick is an Orange local and away from work loves spending time with his wife and three children, particularly heading to their family farms in Borenore. Patrick also has keen interest following all sports and on the odd occasion, still plays a game of cricket or two for his local junior side CYMS.
Rachael Rogers
Rachael Rogers joined YBM in 2020 in the role of Financial Planning Assistant, providing much needed support to the Financial Planners, staying abreast industry standards and compliance matters and helping the team manage workflow. Her background in office management, sales and customer service has allowed her to build outstanding rapport and relationships with clients based on trust and high-quality service.
Rachael is currently studying an Advanced Diploma of Paraplanning and has her Cert IV and Diploma in Leadership and Management as well as an Advanced Certificate of Enrolled Nursing. She has lived in Orange for the last 18 years, enjoys gardening and cooking, in addition to comedy shows and music concerts.